Our investment counseling process begins immediately upon contacting Michael Malone Investment Advisory. We begin by thoroughly discussing client needs, wants, and desires. Our goal is to find out how much conventional risk you are subject to. We assume that most investors have what we view as typical portfolios since that is what “Wall Street-thinking” proposes. While we feel the average advisor is comforted by these common portfolios, we see much more risk lurking below the surface. We develop a goal for you alone; we don’t try to beat the market. We believe that it is very important to integrate the portion of your assets that you ask us to manage into your overall portfolio construction. We want our strategies to complement, rather than contradict, who you are as an investor. We believe that investment success is a product of a properly constructed and monitored portfolio. We are finding that more investors are abandoning the stock market but continuing to run with the herd by placing huge bets in the bond market, dividend-paying stocks, hedge funds, and private equity.
We counsel investors to take a long-term perspective and to respect risk – particularly in turbulent times like we currently face. It is our view that if you would like performance unlike the crowd, you need a personalized portfolio structured to potentially avoid the risks associated with the herd. We will make specific recommendations for change to move you away from a “Wall Street portfolio” and to one tailored just for you.